Furball for Labrador Retrievers
Labrador insurance,
done right.
Labradors are the UK and Ireland's favourite family dog: greedy, joyful and famously willing to swallow anything that fits in their mouth. That appetite, and their size, shows up at the vet as swallowed objects, joint trouble and weight-related illness. Furball pays 100% of the vet bill back after one simple annual excess, so a big dog's big bills come straight back to you.
Breed health, covered
What Labradors
see the vet for.
Furball covers conditions that arise after your cover starts — with 100% of the bill back.
Hip and elbow dysplasia
Common in Labradors; managing it can mean X-rays, medication or surgery costing thousands.
Cruciate ligament injury
The classic ball-chasing injury. TPLO surgery alone often exceeds £4,000.
Swallowed objects
Socks, corn cobs, stones. Labradors lead the league table for foreign-body surgery.
Ear infections
Floppy ears plus a love of water make recurring ear infections a Labrador staple.
Obesity-related illness
Many Labradors carry a gene variant that makes them permanently hungry; weight drives joint and diabetes claims.
Full cover
100% of the vet bill.
Back in your pocket.
Accidents & illness
Diagnostics, surgery, medication and hospital stays — all covered after one simple annual excess.
No co-pays, ever
Most insurers cover 70 to 80% and keep the rest. Furball pays the whole vet bill back, every single time.
Paid within 48 hours
Snap the invoice in the app. Most claims are approved and paid back within 48 hours.
Good to know
Labrador insurance
FAQs.
How much does Labrador insurance cost with Furball?
Furball is in early access, and the first 500 pets lock a founding price for their dog's lifetime — it never rises as your Labrador ages. Join the early-access list free to secure a founding spot.
Does Furball cover hip dysplasia in Labradors?
Conditions that arise after your cover starts are covered in full: diagnostics, medication, surgery and hospital stays, with 100% of the bill back after one simple annual excess.
Can I insure an older Labrador?
Yes. Early access is open to Labradors of every age, and a founding price never goes up as your dog gets older.
Early access
Claim a founding spot
for your Labrador.
One of 500. It costs nothing.